amarah
Cameroon · Built for Africa · Live Q2 2026

Invest in Apple,
Tesla, Amazon —
from Mobile Money.

Africa's first mobile-money native investment app — starting in Cameroon. Buy fractional shares of US stocks from 5,000 XAF via MTN or Orange Money.

|
iOS & Android · Q2 2026SEC-Regulated Broker2,400+ on waitlist
Portfolio · DemoMarket open
A
Apple Inc.
AAPL · NASDAQ
$184.92+1.42%
T
Tesla, Inc.
TSLA · NASDAQ
$246.18+3.07%
a
Amazon.com
AMZN · NASDAQ
$172.40−0.84%
G
Alphabet
GOOGL · NASDAQ
$163.84+0.91%
XAF → USD
1 USD = 612.50 XAF
Updated
14:02 WAT
Powered byOrange MoneyMTN Mobile MoneyBank TransferUS SEC Broker
§ 01   ProductModern investing, built for the region

A complete investing stack —
in your pocket.

Direct access to US equities, ETFs, and fractional shares — paid for, settled, and tracked through the rails Africans already use every day.

01 / Equities

5,000+ US stocks & ETFs

Apple, Tesla, Amazon, Google, Microsoft — plus ETFs like VOO and QQQ. Fractional shares from 5,000 XAF.

02 / Custody

SEC-regulated & insured

Securities held by our US broker partner, member FINRA/SIPC. Up to $500,000 protection per account against firm failure.

SIPC · FINRA · SEC
$500K protection✓
2FA required✓
Cold reserves✓
03 / Rails

Mobile Money, end-to-end

Deposit with MTN MoMo or Orange Money in seconds. Convert XAF → USD at market rate + 1%. Withdraw back to the same number.

XAF · MoMo
USD · AAPL
~12 sec settle1 USD = 612.50 XAF
§ 02   The realityWhy we built this

Building wealth shouldn't require a US bank account.

Two billion people across Africa are locked out of global markets. amarah closes that gap with the rails already in every pocket.

Before amarah↳ status quo
  • ✕International apps reject African phone numbers and IDs at sign-up.
  • ✕Local banks don't offer access to US equities or ETFs.
  • ✕Investing is framed as something only for the rich.
  • ✕International transfers cost 5–8% of the principal, eaten before you even invest.
  • ✕No XAF on/off-ramp — funds sit idle or evaporate at the parallel rate.
With amarah↳ launch Q2 2026
  • ✓Sign up with your local ID in 3 minutes from any African mobile number.
  • ✓Buy fractional shares of Apple, Tesla, Amazon and 5,000+ US tickers.
  • ✓Start from 5,000 XAF (~$8). Add to your position whenever you want.
  • ✓One flat fee: 500 XAF per trade. No subscription, no minimum.
  • ✓MoMo in, MoMo out. Same phone number, same wallet, no paperwork.
§ 03   How it worksFour steps to your first trade

Simple as sending
money.

Four steps from sign-up to your first fractional share — no bank account required.

Step01

Open your account

Sign up in 3 minutes with your local ID, from any African mobile number.

<ID verified />
Step02

Deposit via MoMo

Top up from MTN or Orange Money in under 60 seconds. Minimum 5,000 XAF.

<MTN · Orange · Bank />
Step03

Pick your stocks

Search 5,000+ US tickers. Buy fractions of Apple, Tesla, Amazon from day one.

<AAPL TSLA AMZN />
Step04

Track & withdraw

Watch your portfolio grow in real time. Withdraw to the same MoMo number, same day.

<+18.4% portfolio />

● These features will be available at launch in Q2 2026

§ 04   The appiOS · Android · Q2 2026

Designed for the way
you already pay.

Built mobile-first. Native iOS & Android apps with biometric login, real-time portfolio, and one-tap MoMo deposits.

01

Biometric login

Face ID or fingerprint. Your portfolio is one tap away.

02

One-tap MoMo deposit

Top up from MTN or Orange Money without leaving the app.

03

Live prices

NASDAQ & NYSE quotes streamed in real time during US market hours.

04

Push alerts

Set price triggers. Get notified the second a stock moves your way.

14:02●●● △ 100%
Bonjour, Daniel
Portfolio · USD
D
Total Value
$1,284.62
+ $42.18+3.41%TODAY
1D1W1M3M1YALL
Holdings
A
Apple
0.84 sh
$155.32
+1.42%
T
Tesla
0.32 sh
$78.78
+3.07%
N
Nvidia
0.18 sh
$25.01
+2.18%
+ Deposit MoMo
§ 05   MarketsNYSE · NASDAQ · 5,000+ tickers

The companies you
already know & use.

From the iPhone in your hand to the Netflix you streamed last night — own a piece of the businesses shaping daily life.

AAP
AAPL
Apple
$232.15+1.2%
TSL
TSLA
Tesla
$342.50-0.8%
AMZ
AMZN
Amazon
$225.40+2.3%
GOO
GOOGL
Alphabet
$198.60+0.4%
MSF
MSFT
Microsoft
$442.30+0.9%
MET
META
Meta
$595.80+1.7%
NFL
NFLX
Netflix
$891.20+3.1%
NVD
NVDA
Nvidia
$875.50-1.2%
V
V
Visa
$315.40+0.6%
JNJ
JNJ
Johnson & J.
$152.30-0.3%
AAP
AAPL
Apple
$232.15+1.2%
TSL
TSLA
Tesla
$342.50-0.8%
AMZ
AMZN
Amazon
$225.40+2.3%
GOO
GOOGL
Alphabet
$198.60+0.4%
MSF
MSFT
Microsoft
$442.30+0.9%
MET
META
Meta
$595.80+1.7%
NFL
NFLX
Netflix
$891.20+3.1%
NVD
NVDA
Nvidia
$875.50-1.2%
V
V
Visa
$315.40+0.6%
JNJ
JNJ
Johnson & J.
$152.30-0.3%
VOO
VOO
S&P 500 ETF
$534.20+0.5%
QQQ
QQQ
Nasdaq 100 ETF
$488.70+0.8%
SPY
SPY
SPDR S&P 500
$586.40+0.4%
VTI
VTI
Total Market ETF
$278.60+0.5%
IWM
IWM
Russell 2000 ETF
$224.10-0.6%
GLD
GLD
Gold ETF
$238.90+0.2%
VEA
VEA
Developed Mkts ETF
$52.40+0.3%
EEM
EEM
Emerging Mkts ETF
$43.80-0.4%
VOO
VOO
S&P 500 ETF
$534.20+0.5%
QQQ
QQQ
Nasdaq 100 ETF
$488.70+0.8%
SPY
SPY
SPDR S&P 500
$586.40+0.4%
VTI
VTI
Total Market ETF
$278.60+0.5%
IWM
IWM
Russell 2000 ETF
$224.10-0.6%
GLD
GLD
Gold ETF
$238.90+0.2%
VEA
VEA
Developed Mkts ETF
$52.40+0.3%
EEM
EEM
Emerging Mkts ETF
$43.80-0.4%

● Over 5,000 US stocks available — Crypto, Bonds, and more coming soon

§ 06   PricingNo surprises

No hidden
fees. Ever.

One flat commission per trade. No monthly subscription, no account minimum, no withdrawal penalty.

Join Waitlist →
Account openingIncludes KYC verification & broker setup
Free
Minimum balanceHold any amount, any duration
$ 0
Mobile Money depositMTN MoMo, Orange Money — XAF credited as USD
2%
XAF → USD conversionLive market rate — no markup, included in deposit fee
Included
Trade commissionPer buy or sell order, fractional or full shares
0.5%
Withdrawal to MoMoUSD → XAF, up to 3,000,000 XAF per month
2%
§ 07   QuestionsThings people ask us

Answers,
not jargon.

Still curious? Reach out to hello@useamarah.com — a real human replies within a few hours.

Yes, completely legal. amarah partners with a US SEC-regulated broker to provide legal and secure access to US markets from Central Africa.

Starting from 5,000 XAF (approximately $8), you can start investing thanks to fractional shares. There's no account minimum required.

Withdrawals to Mobile Money or bank account within 3-5 business days. Funds are automatically converted from USD to XAF at market rate.

Your investments are protected by SIPC (up to $500,000) and your funds are held in segregated accounts. Our broker partner is a FINRA/SIPC member regulated by the SEC.

Like any investment, value can go up or down. Stocks can lose value, but you can only lose what you invest (no negative margin).

No. You can only lose what you invest. amarah doesn't offer margin trading, so your losses are limited to your initial investment.

Launch planned for Q2 2026. Join the waitlist to be notified at launch and get priority access.

No. amarah is a technology platform that facilitates access to US markets. Brokerage is provided by our partner, a FINRA/SIPC member.

amarah.
Q2 2026 Launch

Be among the first investors in Central Africa

Join Waitlist →How It Works
●No commitment●Priority access●Free to join
Amarah - Invest in US Stocks from Your Mobile Money