amarah
Built for everyday investors · Waitlist access

Own a Piece of Apple,
Tesla, Amazon.
Get access to the US Stock Market.

Fractional shares of Apple, Tesla, Amazon and more, from 5,000 XAF via MTN Mobile Money or Orange Money.

AMARAH is a technology company. Orders are executed and securities are held by our US partner broker.

|

Investing involves risk, including the loss of some or all of the money you invest. Read the risk warning

iOS & Android · coming soonOur partner broker: FINRA/SIPC member120+ on waitlist

SIPC protects customers if the broker fails, within limits. It does not cover market losses.

Illustrative example
A
Apple Inc.
AAPL · NASDAQ
$184.92+1.42%
T
Tesla, Inc.
TSLA · NASDAQ
$246.18+3.07%
a
Amazon.com
AMZN · NASDAQ
$172.40−0.84%
G
Alphabet
GOOGL · NASDAQ
$163.84+0.91%
XAF → USD
1 USD = 612.50 XAF
Orange MoneyMTN Mobile MoneyOur partner broker: SEC registered
§ 01   ProductModern investing, built for the region

A complete investing stack,
in your pocket.

Direct access to US equities, ETFs, and fractional shares, paid for and tracked through the mobile money you already use.

01 / Equities

5,000+ US stocks & ETFs

Apple, Tesla, Amazon, Google, Microsoft, plus ETFs like VOO and QQQ. Fractional shares, minimum 5,000 XAF.

02 / Custody

US partner broker, member FINRA/SIPC

Our partner broker is a FINRA member and registered with the SEC. It executes your orders and holds your shares. SIPC protects customers if the broker fails, within limits. It does not cover market losses.

Custody & security
Our partner broker: FINRA/SIPC member✓
Identity verified✓
Encrypted data✓
03 / Rails

Mobile Money, end-to-end

Deposit with MTN MoMo or Orange Money in seconds. Convert XAF → USD at the live market rate plus a 2% conversion margin. Withdraw back to the same number. See the full cost example (about 12% to 14% for a deposit, a trade and a withdrawal)

XAF · MoMo
USD · AAPL
Indicative rate1 USD = 612.50 XAF
§ 02   The realityWhy we built this

Building wealth shouldn't require a US bank account.

For many savers, global markets still feel out of reach. Amarah aims to make them more accessible through the mobile money people already use.

Before amarah↳ status quo
  • ✕International apps reject African phone numbers and IDs at sign-up.
  • ✕Local banks don't offer access to US equities or ETFs.
  • ✕Investing is framed as something only for the rich.
  • ✕No XAF on/off-ramp, funds sit idle or evaporate at the parallel rate.
With amarah↳ waitlist access
  • ✓Sign up in 3 minutes with your ID and an MTN or Orange number from Cameroon.
  • ✓Buy fractional shares of Apple, Tesla, Amazon and 5,000+ US tickers.
  • ✓Minimum 5,000 XAF (~$8). Add to your position whenever you want.
  • ✓At launch, every fee will be shown in the app before you confirm: deposit, conversion, trade and withdrawal. No subscription.
  • ✓MoMo in, MoMo out. Same phone number, same wallet, no paperwork.
§ 03   How it worksFour steps to your first trade

Simple as sending
money.

Four steps from sign-up to your first fractional share, no bank account required.

Step01

Open your account

Sign up in 3 minutes with your ID and an MTN or Orange number from Cameroon.

<ID verified />
Step02

Deposit via MoMo

Top up from MTN or Orange Money in under 60 seconds. Minimum 5,000 XAF.

<MTN · Orange />
Step03

Pick your stocks

Search 5,000+ US tickers. Buy fractions of Apple, Tesla, Amazon from day one.

<AAPL TSLA AMZN />
Step04

Track & withdraw

Track your portfolio in real time. Withdraw to the same MoMo number within 3 to 5 business days.

<portfolio · MoMo />

● These features will be available at launch

§ 04   The appiOS · Android · coming soon

Designed for the way
you already pay.

Built mobile-first. Native iOS & Android apps with biometric login, real-time portfolio, and one-tap MoMo deposits.

01

Biometric login

Face ID or fingerprint. Your portfolio is one tap away.

02

One-tap MoMo deposit

Top up from MTN or Orange Money without leaving the app.

03

Live prices

NASDAQ & NYSE quotes streamed in real time during US market hours.

04

Push alerts

Set price triggers. Get notified the second a stock moves your way.

14:02●●● △ 100%
Bonjour, Daniel
Illustrative example · USD
D
Total Value
$1,284.62
+ $42.18+3.39%TODAY
1D1W1M3M1YALL
Holdings
A
Apple
0.84 sh
$155.32
+1.42%
T
Tesla
0.32 sh
$78.78
+3.07%
N
Nvidia
0.18 sh
$25.01
+2.18%
+ Deposit MoMo
§ 05   MarketsNYSE · NASDAQ · 5,000+ tickers

The companies you
already know & use.

From the iPhone in your hand to the Netflix you streamed last night, own a piece of the businesses shaping daily life.

AAP
AAPL
Apple
$184.92+1.42%
TSL
TSLA
Tesla
$246.18+3.07%
AMZ
AMZN
Amazon
$172.40-0.84%
GOO
GOOGL
Alphabet
$163.84+0.91%
MSF
MSFT
Microsoft
$442.30+0.9%
MET
META
Meta
$595.80+1.7%
NFL
NFLX
Netflix
$891.20+3.1%
NVD
NVDA
Nvidia
$138.94+2.18%
V
V
Visa
$315.40+0.6%
JNJ
JNJ
Johnson & J.
$152.30-0.3%
AAP
AAPL
Apple
$184.92+1.42%
TSL
TSLA
Tesla
$246.18+3.07%
AMZ
AMZN
Amazon
$172.40-0.84%
GOO
GOOGL
Alphabet
$163.84+0.91%
MSF
MSFT
Microsoft
$442.30+0.9%
MET
META
Meta
$595.80+1.7%
NFL
NFLX
Netflix
$891.20+3.1%
NVD
NVDA
Nvidia
$138.94+2.18%
V
V
Visa
$315.40+0.6%
JNJ
JNJ
Johnson & J.
$152.30-0.3%
VOO
VOO
S&P 500 ETF
$534.20+0.5%
QQQ
QQQ
Nasdaq 100 ETF
$488.70+0.8%
SPY
SPY
SPDR S&P 500
$586.40+0.4%
VTI
VTI
Total Market ETF
$278.60+0.5%
IWM
IWM
Russell 2000 ETF
$224.10-0.6%
GLD
GLD
Gold ETF
$238.90+0.2%
VEA
VEA
Developed Mkts ETF
$52.40+0.3%
EEM
EEM
Emerging Mkts ETF
$43.80-0.4%
VOO
VOO
S&P 500 ETF
$534.20+0.5%
QQQ
QQQ
Nasdaq 100 ETF
$488.70+0.8%
SPY
SPY
SPDR S&P 500
$586.40+0.4%
VTI
VTI
Total Market ETF
$278.60+0.5%
IWM
IWM
Russell 2000 ETF
$224.10-0.6%
GLD
GLD
Gold ETF
$238.90+0.2%
VEA
VEA
Developed Mkts ETF
$52.40+0.3%
EEM
EEM
Emerging Mkts ETF
$43.80-0.4%

● Over 5,000 US stocks and ETFs at launch, Crypto, Bonds, and more coming soon

§ 06   PricingNo surprises

Every fee,
shown before you pay.

Percentage-based fees, no monthly subscription and no minimum balance. Here is the full cost of a deposit, a trade and a withdrawal.

Join Waitlist →
Account openingIncludes KYC & broker setup
Free
Mobile Money depositDeposit fee of 3.5%, then XAF → USD conversion at the live market rate plus 2%
3.5% + 2%
Buying or selling sharesPer order, $0.15 minimum, fractional or whole shares
2%
Withdrawal to Mobile MoneyUSD → XAF conversion at the live market rate plus 2%, then a withdrawal fee of 2.5%
2% + 2.5%
Subscription & minimum balanceNo monthly subscription and no minimum balance to keep
0 XAF

Example: depositing an amount, investing it, selling at the same price and withdrawing costs about 12% to 14% of that amount in total. At launch, every fee will be shown in the app before you confirm. Read the risk warning

§ 07   TrustNot just promises

Security,
explained plainly.

Here's exactly how your money and data are handled, and who regulates the broker behind your shares.

01

Our partner broker is regulated (FINRA/SEC)

Our US partner broker, which holds your securities, is a FINRA member and registered with the SEC. SIPC protects customers if the broker fails, within limits. It does not cover market losses.

Partner broker
Our partner broker: FINRA/SIPC member✓
Our partner broker: SEC registered✓
02

Verified investors

Every investor verifies their identity with a government ID before trading. It reduces the risk of fraud and stolen identities.

KYC
Every investor · verified
03

Held by our partner broker

Your shares and dollar balance are held by our US partner broker. Every deposit is confirmed with our payment provider before it counts.

Amarah
Partner broker
Your holdings
04

TLS 1.3 and AES-256 encryption

TLS 1.3 in transit, AES-256 at rest. We never store your Mobile Money PIN.

Device
Servers
TLS 1.3 in transitAES-256 at rest
See all six layers of protection →
§ 08   QuestionsThings people ask us

Answers,
not jargon.

Still curious? Reach out to hello@useamarah.com we reply as soon as we can.

Our US partner broker, a FINRA member registered with the SEC. AMARAH is a technology company: it provides the app, but does not execute orders or hold securities. CEMAC exchange-control rules apply and can change, so read our risk warning before investing.

Minimum 5,000 XAF (about $8). Thanks to fractional shares, that is enough to get started. There is no minimum balance after that.

Withdrawals to Mobile Money within 3 to 5 business days. Funds are automatically converted from USD to XAF at the market rate plus our conversion margin (see pricing).

Your shares and dollar balance are held by our US partner broker, a FINRA member registered with the SEC. Every investor is identity-verified and your data is encrypted. Like any investment, the value of your shares can go down as well as up.

Like any investment, value can go up or down. You can only lose what you invest (no margin), and the value of your shares can fall.

No. You can only lose what you invest (no margin), and the value of your shares can fall. Amarah doesn't offer margin trading, so your losses are limited to the amount you invested.

We are launching soon, in Cameroon. Join the waitlist to be notified at launch and get priority access.

No. Amarah is a technology platform that facilitates access to US markets. Brokerage is provided by our partner broker, a FINRA member registered with the SEC.

amarah.
Launching soon

Be among the first to own a piece

Join Waitlist →How It Works
●No commitment●Priority access●Free to join

Investing involves risk, including the loss of some or all of the money you invest. Read the risk warning