Your money, protected at every layer.

SIPC protection

Securities held in your Amarah account are protected by SIPC (Securities Investor Protection Corporation) up to 500,000 USD per customer — including up to 250,000 USD in cash — in the event of broker failure. SIPC is a US government-backed programme.

— Protects against: broker insolvency or fraud

— Does not cover: market losses

FINRA & SEC regulation

Amarah's US broker partner is a registered member of FINRA (Financial Industry Regulatory Authority) and subject to SEC oversight. FINRA enforces conduct standards, monitors compliance, and can discipline or shut down non-compliant firms. You can verify any broker at finra.org/brokercheck.

— Your investments flow through one of the world's most regulated financial systems.

Segregated accounts

Your securities and cash are held in accounts registered in your name — entirely separate from Amarah's corporate assets. If Amarah the company were to cease operations, your holdings would remain yours, unaffected and protected.

— Amarah cannot use your funds for its own purposes.

Two-factor authentication (2FA)

Every Amarah account is secured with biometric authentication (Face ID / fingerprint) on supported devices, plus an optional PIN. All login and transaction confirmation flows require explicit user action — no silent background operations.

— Available at launch on iOS and Android.

Data encryption

All data transmitted between your device and Amarah's servers is encrypted using TLS 1.3. Sensitive data at rest — including KYC documents, financial records, and personal information — is encrypted using AES-256.

— We do not store Mobile Money PINs.

KYC & AML compliance

Every Amarah user completes identity verification (KYC) before investing. This protects both you and the platform from fraud and ensures compliance with US and Cameroonian anti-money-laundering requirements. KYC takes approximately 3 minutes with a government-issued ID.

— Required by US regulations for access to brokerage services.