The gap Amarah fills
Until now, investing in US stocks from Central Africa required a US bank account, an international credit card, or complex wire transfer arrangements. Most global investment apps reject African phone numbers during sign-up.
Amarah replaces all of that with the one financial tool already in every pocket: Mobile Money.
How a deposit works
Open Amarah and choose your deposit amount (minimum 5,000 XAF). Confirm with your MTN MoMo or Orange Money PIN — the same way you pay for any mobile service. The funds arrive in your Amarah account in seconds.
Amarah converts your XAF to USD at the current Bloomberg mid-market rate, plus a transparent 1% conversion margin. You see the exact USD amount before confirming.
Buying stocks
Once your account is funded, search for any stock or ETF by name or ticker symbol. Enter the XAF amount you want to invest — Amarah calculates the exact fraction of a share this buys at the current market price.
Confirm the order. Amarah places the trade through our US-regulated broker partner. The trade typically executes within seconds during US market hours (3 PM – 11:30 PM WAT, Monday to Friday).
Withdrawing your money
To withdraw, select your desired amount in your Amarah portfolio and confirm. Amarah converts your USD holdings back to XAF at the current market rate and sends the funds directly to your MTN MoMo or Orange Money number.
Withdrawals typically process within the same business day, up to a maximum of 3,000,000 XAF per month.
What does it cost?
Amarah has one flat fee: 500 XAF per buy or sell order. There are no deposit fees, no monthly subscription, and no minimum balance. The only other cost is the 1% XAF→USD conversion margin on deposits (and USD→XAF on withdrawals).
- Deposit via Mobile Money: free
- Trade commission: 500 XAF flat per order
- Currency conversion: market rate + 1%
- Withdrawal to Mobile Money: 500 XAF
- Monthly subscription: none
◆ Amarah
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